Small business funding$500 to $5 million

Compare your business funding options in minutes.

Answer a few quick questions and see which Finzer programs your business can apply for today. Checking your options won't affect your credit.

Step 1 of 7 Secure · Won't affect your credit
  • No impact on your credit to check
  • One application for every program
  • Every cost shown before you sign
Up to $5KInstant Funding
$20K–$5MRevenue-Based Financing
Fixed rateBusiness Term Loan
Flexible lineHome Equity Line of Credit
Funding programs

Four ways to fund your business.

Each program is built for a different kind of business. Here's what each one is for and exactly what you'll need to move forward.

Instant Funding

$500 to $5,000

Quick working capital decided on your bank activity. Apply, upload your statements and check out your funding in minutes.

Requirements
  • Monthly revenue of $2,000 to $50,000
  • Last 6 months of business bank statements
  • Completed application
Apply for Instant Funding

Revenue-Based Financing

$20,000 to $5,000,000

Larger funding sized to your revenue and receivables, repaid as a share of what comes in.

Requirements
  • Accounts receivable report or open invoices
  • Last 5 months of business bank statements
  • Completed application
Apply for Revenue-Based Financing

Business Term Loan

Fixed payments

Our best rates and longest terms, reserved for well-established businesses with an excellent financial profile.

Who qualifies
  • Strong personal credit scores
  • Healthy ending balances each month
  • Solid business structure and steady cash flow
  • No open merchant cash advance positions
Apply for a Term Loan

Home Equity Line of Credit

Draw as needed

Use the equity in your home as a flexible credit line for your business, and pay interest only on what you draw.

Who qualifies
  • You own a home with available equity
  • Proof of homeownership and a recent mortgage statement
  • Completed application
Apply for a Home Equity Line
Funding application

One application for every program.

Your application goes straight to the Finzer team, and a copy downloads to your device for your records.

Funding ApplicationFields marked * are required
1Funding request
2Business information
3Principal owner
4Second owner (if any)
You'll get a PDF copy of your application on your device.
How it works

From questions to funds in three steps.

You'll see every cost before you sign anything, whichever program you choose.

1

See your matches

Answer seven quick questions about your business to see which programs fit.

2

Apply and upload

Complete one application and upload the documents your program needs.

3

Review and fund

Review your offer in plain numbers, sign electronically and receive your funds.

About us

Funding built around the business owner.

Finzer Capital helps small and growing businesses get the capital they need, from a quick $500 to $5 million for a major expansion.

Who we are

Finzer Capital is a business funding company that matches each owner with the right program for where their business is today. Some need a fast boost to cover inventory or payroll. Others are ready for a long-term loan or a large line of capital. We offer all of it under one roof, with one simple application.

What we believe

Business owners deserve straight answers. That's why we show the full cost of every offer in plain numbers before you sign, and why we look at how your business actually performs, not just a credit score.

How we work with you

Every application is reviewed by a Finzer advisor who explains your options, answers your questions and stays with you through funding and renewal.

Questions

What business owners ask us.

Not sure which program fits? Take the quiz at the top of the page, or apply and a Finzer advisor will guide you.

Does checking my options affect my credit?

No. The quiz only uses your answers. A credit check happens later, after you submit an application and authorize it.

What's the difference between Instant Funding and Revenue-Based Financing?

Instant Funding is for smaller amounts up to $5,000 with a fast decision. Revenue-Based Financing is for $20,000 and up, sized to your revenue and receivables.

Who qualifies for a term loan?

Term loans are for established businesses with strong credit, healthy balances, steady cash flow and no open merchant cash advances.

Can I use my home's equity for my business?

Yes. If you own a home with equity, a home equity line of credit gives you a flexible line to draw from as your business needs it.

Talk to a funding advisor

Leave your details and a Finzer advisor will reach out to you.

By submitting, you agree that Finzer Capital may contact you by phone, text or email about funding.

Prefer email? Write to us at leroy@finzercapital.com